Account Funding Options

Q: What are the different ways I can fund my account?

You can easily fund your Klover Spending Account by transferring funds via ACH right from the checking account you have linked to Klover. You can make these transfers right in the app. These transfers are free but funds take 5 business days to settle.

If you want your money faster, you have a few options:

  • Transfer money from your Venmo balance to your Klover spending account (Instant or in 1-3 business days)
  • Transfer money from your CashApp balance to your Klover spending account (Instant or in 1-3 business days)
  • Transfer money from PayPal right to your Klover Spending account

Q: How do I fund my account with Venmo?

1. Log into Venmo.
2. Click the icon in the top right corner.
3. Click "Settings & Payment Methods."
4. Click "Add a bank or card..."
5. Select card and enter your digital debit card number, expiration date, and CVV. You can copy and paste your card number right from the Klover app! In Venmo, you can also transfer using your Klover Spending Account account number and routing number - but these transfers are not instant.
6. Click the person icon in the bottom right corner and tap "Manage Balance" near the top of the screen.
7. Click "Transfer to Bank" and select either your Klover digital debit card or Klover Spending account. These will appear as simply "Visa" or "Blue Ridge Bank, N.A." - you may not see the Klover digital debit card image in the Venmo app.

Q: How do I fund my account with CashApp?

1. Log into Cash App and click on Home
2. Click on "Linked Accounts."
3. Click on "Debit Card."
4. Click "Replace Card."
5. Enter your digital debit card number, expiration date, and CVV. You can copy and paste your card number right from the Klover app!
6. Go to the Banking tab and click "Cash Out."
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Q: How do I fund my account with PayPal?

1.Log into PayPal
2. Click the icon in the top right corner.
3. Click on "Banks and Cards."
4. Click "+" and select "Debit card."
5. Enter your digital debit card number, expiration date, and CVV. You can copy and paste your card number right from the Klover app!

Q: Why does adding and sending money from my linked checking account take so long?

Adding and sending funds from or to your linked checking account may take up to five business days to settle. When you move money this way, it is processed via ACH - and this process has a clearing and settlement period associated with it, which takes time. Check out the FAQs above for faster ways to move money.