Stay in control of your budget between paychecks

When everyday expenses start to pile up, Klover+ helps you see where your money is going, plan ahead with more clarity, and feel more in control of your finances between paychecks.

Klover+ budgeting app

Budgeting is hard when money is tight

When paychecks are stretched thin and bills come due quickly, keeping track can feel overwhelming — especially when timing matters and every dollar has to stretch. One surprise expense can throw everything off, leaving you unsure what’s safe to spend. It’s stressful, but it’s not a personal failure.

Stay one step ahead with Klover+

Klover+ is an optional, affordable membership that helps you manage your money more confidently between paychecks, even when balances change and expenses don’t line up perfectly. You get access to easy-to-use budgeting tools, along with the cash advance features you already rely on (Klover is available to all users regardless of if they have Klover+), so you can make everyday spending decisions without rigid rules or guesswork.

You don’t need a perfectly balanced budget or deep financial expertise. Just tools that work with your day-to-day cash flow.

Track bills and plan ahead

Bill Manager brings your upcoming bills and repeat transactions into one place, so nothing catches you off guard. You can see what’s due, plan around it, and stop wondering whether you’ll make it to payday.

Understand spending habits

Smart Spending shows you where your money goes by category, so patterns are easier to spot. Over time, you can see which spending habits add up the most, without pressure to change everything at once.

Klover+ money management tools

Keep an eye on your credit

Klover+ gives you access to a free credit score tracker powered by Experian. Check your score, see how it changes, and stay on top of your financial goals.

Stress less and manage your money with confidence

Want to feel more at ease about money? Klover+ gives you simple tools to help you save money, stay on top of upcoming bills, and make each paycheck work harder for you.