Last Updated: October 19, 2026
This E-Sign Consent (“E-Sign Consent”) constitutes your consent to receive disclosures, communications, and other information in electronic form from Klover Holdings, Inc. (“Klover”), its affiliates, successors, assigns, agents, and third-party service providers (collectively with Klover, the “Authorized Parties”). This E-Sign Consent applies to all current and future communications related to your access to and use of the Klover mobile application, including any associated website and subdomains (the “App”), as well as your use of any products and services offered through the App, whether offered by Klover or a third-party provider, including but not limited to your Klover account, the Klover+ membership subscription, the Points Program, any advance you take through the App, and any other product or service Klover makes available through the App (the “Services”).
“We,” “us,” and “our” refer to the Authorized Parties. “You” or “your” refers to the person providing this E-Sign Consent. “Communications” means any disclosure, notice, and other information from us or our representatives or agents to you, which includes but is not limited to any customer agreements, disclosures, privacy and consumer health data notices, payment authorizations, account statements, transaction histories, advance or subscription terms, notices, responses to claims, fee schedules, transactional communications, and all other information in connection with your access to or use of the App and your use of the Services, including but not limited to information we are required by law to provide to you in writing.
By tapping “Next” below, or otherwise acknowledging your consent electronically, you agree to this E-Sign Consent and you confirm and agree that:
Your consent is effective immediately and will remain in effect until you tell us that you no longer agree to receive Communications electronically, by sending us notice as described in “Withdrawing Consent; Paper Communications” below.
We will provide Communications to you by posting them within the App or elsewhere on our Platform, which may occur without us providing separate notice to you, by push notification, or by emailing you at your registered email address. You agree that electronic delivery in any of these ways constitutes good and effective delivery, regardless of whether you actually or timely access the Communication. You agree to check the App regularly, since you may have no other way to know a Communication has been delivered. It is your responsibility to keep your registered email address and mobile number up to date; you can update them by contacting us at support@joinklover.com.
To electronically receive, view, and save or print Communications, you must have a mobile device or computer with a connection to the internet, equipped with:
We will notify you of any significant change in the hardware or software requirements needed to access or retain Communications electronically. Your continued use of our electronic services after such notice constitutes your acceptance of the change and your reaffirmation of this E-Sign Consent.
Before creating a Klover account, you may withdraw your consent to electronic disclosures by exiting the App. After you have an account, you may withdraw your consent to electronic Communications, or request paper copies of Communications the law requires us to provide in writing, at any time, by contacting Klover support at support@joinklover.com. You agree that if you withdraw your consent or request paper copies, we may close your Klover account or otherwise restrict, revoke, or terminate your account and access to the Services, since Klover operates as an app-based, electronic-only service, subject to the terms of any other agreement between us. Such termination does not extinguish any obligations you may have to the Authorized Parties. To the extent permitted by law, we may charge a reasonable fee for the delivery of paper copies. If you withdraw your consent, the legal effectiveness, validity, and enforceability of Communications delivered electronically before your withdrawal will not be affected.
Your consent to this E-Sign Consent means that Communications we provide to you electronically have the same effect as if provided in paper form. A message alerting you that a Communication is available electronically, where the Communication is in fact made available, has the same effect as if we had provided it to you in paper form, regardless of whether you actually view it, unless you withdrew your consent under this E-Sign Consent before that Communication was sent.
Federal Law
You acknowledge and agree that your consent to electronic Communications is being provided in connection with a transaction affecting interstate commerce, and that you and we intend that the federal Electronic Signatures in Global and National Commerce Act apply to the fullest extent possible to validate our ability to conduct business with you by electronic means.
We may modify or change the methods of disclosure described here, and we may send you Communications in paper form at our option, though we assume no obligation to do so. We will provide you with notice of any such modification as required by law.
We will retain an electronic copy of your E-Sign Consent as required by applicable law or otherwise by our internal record retention policy.
