Klover Points Program

Earn points for sharing your data and completing activities in the Klover app. Getting started is easy.

#1 Download the Klover app

It’s available on iOS and Android.

#2 Create an Account

You’ll then get immediate points when you add your phone number, email address, employer, etc. The points will appear instantly in the Klover app.

#3 Earn Points, Unlock More

Pile on even more points when you complete a survey, invite friends to join, and more. The more points you earn, the more features you can unlock — like bigger cash advances or sweepstake entries.

Ways to earn

Here are some of the many ways to earn points with Klover:

Sharing your deets:

Link your debit card
Connect your retailer accounts
Scan your receipts
Email your digital receipts
Connect your email account
Share your location
Answer quick questions
Take surveys

Completing activities:

Watch ads
Play games
Spin the wheel
Sign up for partner offers
Invite your friends
Check your spending
Claim recent transactions
Ways to
redeem points
Unlock bigger cash advances (200 points = an extra $5 added to your advance).
Cover your express fees. Pick this option at checkout before getting your advance
Enter sweepstakes for your chance at up to $100 on the daily. Entries are worth 50 points.
Cash them out for an Amazon gift card (500 points = $1). Exclusive to Klover Plus members.
The lowdown
on points
  • There’s no limit to the number of points you can collect. Just enter your name, email and phone to get started
  • Points can’t be shared between friends or accounts right now. Link your bank, so we know where to send your money
  • All-points advances need to be repaid within 7 days — regardless of when your paycheck is due. This doesn’t include cash advances with points added to them. Get a Klover advance –– up to $200 –– with no credit check
  • All-points advances need to be paid back in full, just like any other advance. Get a Klover advance –– up to $200 –– with no credit check


You’ll find answers to our FAQs over here. Still have questions? Feel free to contact us!

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